What does it consist of?
Notarial policies encompass notarial and commercial documents that formalize contracts inherent to the usual economic activity of commercial entities, mostly of a financial nature. However, contracts related to real estate are excluded from this category.
There are various categories of policies, including loan policies, credit policies, leasing policies, factoring policies, discount policies, and pledge policies, among others.
Lastly, remember that commercial policies can be requested via videoconference.
Required Documentation
Identification documents of the signatories (ID card, passport, residence card, or NIE).
If a company is involved, authenticated copies of the public deed certifying its constitution, as well as the deed showing the representative powers of the person attending the notary, along with the real ownership certificate.
In certain situations, the approval of the shareholders' meeting authorizing the operation may be mandatory.
In what situations can this service be used?
In various circumstances, both individuals and companies require financial resources to realize their aspirations or projects.
These funds can be obtained through the formalization of a loan or credit agreement with a banking institution.
When subscribing to this type of agreement, it is crucial to have a detailed understanding of the terms and conditions to avoid potential surprises in the future.